{"id":135918,"date":"2025-12-10T16:11:00","date_gmt":"2025-12-10T15:11:00","guid":{"rendered":"https:\/\/www.we-wealth.com\/?post_type=news&#038;p=135918"},"modified":"2025-12-23T16:19:05","modified_gmt":"2025-12-23T15:19:05","slug":"bank-payments-a-slowing-engine-effects-on-wealth","status":"publish","type":"news","link":"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth","title":{"rendered":"Bank payments, a slowing engine: effects on wealth"},"content":{"rendered":"\n<p>In 2024, <strong>bank fees on payment services<\/strong> will reach <strong>\u20ac9.5 billion<\/strong>, marking an increase of <strong>2%<\/strong> compared to \u20ac9.3 billion in 2023. However, for the first time after years of sustained expansion, the future trajectory is flattening: based on the trend in the first nine months of the year, the expected increase for 2025 is <strong>less than 1%<\/strong>, signaling a <strong>structural slowdown<\/strong> rather than a cyclical one.<\/p>\n\n\n\n<p>This change of pace is driven by <strong>stagnant consumption<\/strong>, growing competition from <strong>FinTech<\/strong> and <strong>BigTech<\/strong>, and a further tightening of the <strong>regulatory<\/strong> framework. As Andrea Gnetti, CEO of Excellence Payments, points out, \u201c<strong>the slowdown is not cyclical, but structural<\/strong>,\u201d highlighting a rapidly changing ecosystem.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>Strong growth for cards, but transfers and current accounts are struggling<\/strong><\/h1>\n\n\n\n<p>The research study <em>The Challenges of the New Payments Ecosystem<\/em> shows a two-speed dynamic. The <strong>payment card<\/strong> sector continues to be the only real driver of growth: with <strong>$2.6 billion<\/strong> in revenues in 2024, equal to <strong>28%<\/strong> of the total, it records a <strong>CAGR of 14%<\/strong> in the period 2021-2024, thanks to a balanced contribution between <strong>credit cards<\/strong> and <strong>debit cards<\/strong>, both at <strong>$1.3 billion<\/strong>.<\/p>\n\n\n\n<p>On the contrary, traditional components \u2013 <strong>current accounts<\/strong> and <strong>bank transfers<\/strong> \u2013 although representing the largest share of revenues, with <strong>5.5 billion<\/strong> (57% of the total), show more modest growth, limited to a <strong>CAGR of 3%<\/strong>. The distribution of commission weight is also changing: in <strong>medium-sized banks<\/strong>, the incidence rises to <strong>46%<\/strong>, while in larger institutions it falls to <strong>31%<\/strong>, stabilizing at <strong>30%<\/strong> among the main market leaders.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>Value creation: who performs best and why<\/strong><\/h1>\n\n\n\n<p>The ability to <strong>extract value from payment services<\/strong> varies significantly among the main institutions analyzed. In the <strong>2024 ranking<\/strong>, <strong>Intesa Sanpaolo<\/strong> remains at the top with indicators of <strong>0.86<\/strong> on liquid assets, <strong>17.94<\/strong> per customer, and <strong>0.76<\/strong> per branch. <strong>Banco Desio<\/strong> excels in profitability relative to <strong>liquidity<\/strong> (1.23) and <strong>individual customers<\/strong> (33.66).<\/p>\n\n\n\n<p>Particularly noteworthy is the growth of <strong>UniCredit<\/strong>, which increased its commissions by <strong>13% year-on-year<\/strong>, bucking the market trend, and improved its indicators to <strong>0.67<\/strong> for liquidity and <strong>15.84<\/strong> per customer. This picture highlights how the value of payments increasingly depends on the monetization of customer relationships and the integration of transactional services into more complex engagement strategies.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>Global competition is reshaping the role of banks<\/strong><\/h1>\n\n\n\n<p>Competitive pressure is set to intensify. Global players such as Revolut, Klarna, Stripe, and Adyen are redefining the geography of the industry, eroding banks&#8217; share of the customer journey. In this context, according to Gnetti, the opening of NFC on iPhones represents \u201c<strong>an enabling factor for banks that want to develop proprietary wallets and regain control of the customer experience<\/strong>.\u201d<\/p>\n\n\n\n<p>The <strong>management of the payment experience<\/strong> thus becomes a strategic issue once again: losing this touchpoint means risking progressive <strong>disintermediation<\/strong> and a reduction in competitive relevance.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>From the income model to the innovation paradigm<\/strong><\/h1>\n\n\n\n<p>According to Maurizio Primanni, president of the Excellence Group, \u201c<strong>the contribution of payment fees can no longer be taken for granted<\/strong>.\u201d In a context characterized by <strong>squeezed margins<\/strong> and growing competition, banks must move from an income-based model to one based on <strong>innovation<\/strong>.<\/p>\n\n\n\n<p>This involves developing <strong>value-added services<\/strong>, introducing <strong>vertical collection solutions for SMEs<\/strong>, and making smarter use of <strong>data<\/strong> to <strong>personalize the customer experience<\/strong>. Failure to address this area means losing the most frequent point of contact with businesses and households, leaving the field open to more agile competitors.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>The implications for wealth management<\/strong><\/h1>\n\n\n\n<p>For the world of wealth management, the <strong>slowdown in the payments business <\/strong>is a significant signal. A component that has guaranteed <strong>stable revenues<\/strong> for banks over the years is now showing less resilience, with potential indirect effects on <strong>capital allocation<\/strong> decisions, <strong>shareholder remuneration<\/strong> policies, and the ability of institutions to invest in new high-margin business lines, including <strong>advisory<\/strong> and <strong>asset management<\/strong> services.<\/p>\n\n\n\n<p>At the same time, the growth of <strong>FinTech<\/strong> players and <strong>global payment infrastructures<\/strong> is opening up investment opportunities in rapidly evolving technological ecosystems. Despite the slowdown, the digitization of spending and saving behaviors continues to influence demand for financial products and reinforces the strategic value of <strong>transactional data<\/strong> in the development of personalized investment strategies.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>A sector in transition, a new competitive landscape<\/strong><\/h1>\n\n\n\n<p>The digital payments system is entering a more complex phase of maturity: growth is slowing, the competitive environment is expanding, and regulation is evolving. For operators capable of reinventing themselves, however, this phase represents an opportunity to recover <strong>margins<\/strong>, innovate service models, and strengthen customer relationships.<\/p>\n\n\n\n<p>For wealth managers and asset managers, observing and interpreting these dynamics means anticipating the strategic orientations of banks, understanding the evolutionary potential of new technological infrastructures, and reading more deeply the impact that payments will have on the broader architecture of the financial ecosystem.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The bank payments market continues to grow, but at a slower pace: in 2024, fees will rise to $9.5 billion, while in 2025 the expected increase is less than 1%. Between FinTech competition, regulatory pressure, and new technological models, the competitive landscape for wealth and asset managers is changing. Here&#8217;s what this means for the future profitability of banks and for investment strategies.<\/p>\n","protected":false},"author":85135,"featured_media":135919,"template":"","categories":[3982],"tags":[],"collana-video":[],"class_list":["post-135918","news","type-news","status-publish","has-post-thumbnail","hentry","category-companies-key-players"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank payments, a slowing engine: effects on wealth | WeWealth<\/title>\n<meta name=\"description\" content=\"The bank payments market continues to grow, but at a slower pace: in 2024, fees will rise to $9.5 billion, while in 2025 the expected increase is less than 1%. Between FinTech competition, regulatory pressure, and new technological models, the competitive landscape for wealth and asset managers is changing. Here&#039;s what this means for the future profitability of banks and for investment strategies.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank payments, a slowing engine: effects on wealth | WeWealth\" \/>\n<meta property=\"og:description\" content=\"The bank payments market continues to grow, but at a slower pace: in 2024, fees will rise to $9.5 billion, while in 2025 the expected increase is less than 1%. Between FinTech competition, regulatory pressure, and new technological models, the competitive landscape for wealth and asset managers is changing. Here&#039;s what this means for the future profitability of banks and for investment strategies.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth\" \/>\n<meta property=\"og:site_name\" content=\"WeWealth\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/wewealthsocial\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-23T15:19:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wewealth.fra1.digitaloceanspaces.com\/2025\/12\/foto-grafici-e-milano.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@we__wealth\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth\"},\"author\":{\"name\":\"andrea.pratolongo@we-wealth.com\",\"@id\":\"https:\/\/www.we-wealth.com\/#\/schema\/person\/fbcc426f0d36aba52237584018a0b5e0\"},\"headline\":\"Bank payments, a slowing engine: effects on wealth\",\"datePublished\":\"2025-12-10T15:11:00+00:00\",\"dateModified\":\"2025-12-23T15:19:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth\"},\"wordCount\":762,\"publisher\":{\"@id\":\"https:\/\/www.we-wealth.com\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\/\/www.we-wealth.com\/wp-content\/uploads\/2025\/12\/foto-grafici-e-milano.webp\",\"width\":1200,\"height\":675},\"thumbnailUrl\":\"https:\/\/www.we-wealth.com\/wp-content\/uploads\/2025\/12\/foto-grafici-e-milano.webp\",\"articleSection\":[\"Companies &amp; Key Players\"],\"inLanguage\":\"en-US\",\"copyrightYear\":\"2025\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.we-wealth.com\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth\",\"url\":\"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth\",\"name\":\"Bank payments, a slowing engine: effects on wealth | WeWealth\",\"isPartOf\":{\"@id\":\"https:\/\/www.we-wealth.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.we-wealth.com\/wp-content\/uploads\/2025\/12\/foto-grafici-e-milano.webp\",\"datePublished\":\"2025-12-10T15:11:00+00:00\",\"dateModified\":\"2025-12-23T15:19:05+00:00\",\"description\":\"The bank payments market continues to grow, but at a slower pace: in 2024, fees will rise to $9.5 billion, while in 2025 the expected increase is less than 1%. Between FinTech competition, regulatory pressure, and new technological models, the competitive landscape for wealth and asset managers is changing. Here's what this means for the future profitability of banks and for investment strategies.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth#primaryimage\",\"url\":\"https:\/\/www.we-wealth.com\/wp-content\/uploads\/2025\/12\/foto-grafici-e-milano.webp\",\"contentUrl\":\"https:\/\/www.we-wealth.com\/wp-content\/uploads\/2025\/12\/foto-grafici-e-milano.webp\",\"width\":1280,\"height\":720,\"caption\":\"A modern conference room with empty chairs and laptops overlooks a city skyline at night, with digital graphs and stock market charts superimposed on the windows.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.we-wealth.com\/en\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Companies &amp; Key Players\",\"item\":\"https:\/\/www.we-wealth.com\/en\/category\/companies-key-players\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Bank payments, a slowing engine: effects on wealth\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.we-wealth.com\/#website\",\"url\":\"https:\/\/www.we-wealth.com\/\",\"name\":\"We Wealth\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.we-wealth.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.we-wealth.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"NewsMediaOrganization\",\"@id\":\"https:\/\/www.we-wealth.com\/#organization\",\"name\":\"We Wealth\",\"url\":\"https:\/\/www.we-wealth.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.we-wealth.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/wewealth.fra1.digitaloceanspaces.com\/2025\/01\/Nuovo-logo.png\",\"contentUrl\":\"https:\/\/wewealth.fra1.digitaloceanspaces.com\/2025\/01\/Nuovo-logo.png\",\"width\":970,\"height\":970,\"caption\":\"We Wealth\"},\"image\":{\"@id\":\"https:\/\/www.we-wealth.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/wewealthsocial\",\"https:\/\/x.com\/we__wealth\",\"https:\/\/www.linkedin.com\/company\/wewealth\/mycompany\/\",\"https:\/\/www.youtube.com\/@wewealth90\/\",\"https:\/\/www.instagram.com\/wewealth_next\/\"],\"publishingPrinciples\":\"https:\/\/www.we-wealth.com\/codice-editoriale\",\"ownershipFundingInfo\":\"https:\/\/www.we-wealth.com\/chi-siamo\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.we-wealth.com\/#\/schema\/person\/fbcc426f0d36aba52237584018a0b5e0\",\"name\":\"andrea.pratolongo@we-wealth.com\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bank payments, a slowing engine: effects on wealth | WeWealth","description":"The bank payments market continues to grow, but at a slower pace: in 2024, fees will rise to $9.5 billion, while in 2025 the expected increase is less than 1%. Between FinTech competition, regulatory pressure, and new technological models, the competitive landscape for wealth and asset managers is changing. Here's what this means for the future profitability of banks and for investment strategies.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth","og_locale":"en_US","og_type":"article","og_title":"Bank payments, a slowing engine: effects on wealth | WeWealth","og_description":"The bank payments market continues to grow, but at a slower pace: in 2024, fees will rise to $9.5 billion, while in 2025 the expected increase is less than 1%. Between FinTech competition, regulatory pressure, and new technological models, the competitive landscape for wealth and asset managers is changing. Here's what this means for the future profitability of banks and for investment strategies.","og_url":"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth","og_site_name":"WeWealth","article_publisher":"https:\/\/www.facebook.com\/wewealthsocial","article_modified_time":"2025-12-23T15:19:05+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/wewealth.fra1.digitaloceanspaces.com\/2025\/12\/foto-grafici-e-milano.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_site":"@we__wealth","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth#article","isPartOf":{"@id":"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth"},"author":{"name":"andrea.pratolongo@we-wealth.com","@id":"https:\/\/www.we-wealth.com\/#\/schema\/person\/fbcc426f0d36aba52237584018a0b5e0"},"headline":"Bank payments, a slowing engine: effects on wealth","datePublished":"2025-12-10T15:11:00+00:00","dateModified":"2025-12-23T15:19:05+00:00","mainEntityOfPage":{"@id":"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth"},"wordCount":762,"publisher":{"@id":"https:\/\/www.we-wealth.com\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/www.we-wealth.com\/wp-content\/uploads\/2025\/12\/foto-grafici-e-milano.webp","width":1200,"height":675},"thumbnailUrl":"https:\/\/www.we-wealth.com\/wp-content\/uploads\/2025\/12\/foto-grafici-e-milano.webp","articleSection":["Companies &amp; Key Players"],"inLanguage":"en-US","copyrightYear":"2025","copyrightHolder":{"@id":"https:\/\/www.we-wealth.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth","url":"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth","name":"Bank payments, a slowing engine: effects on wealth | WeWealth","isPartOf":{"@id":"https:\/\/www.we-wealth.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth#primaryimage"},"image":{"@id":"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth#primaryimage"},"thumbnailUrl":"https:\/\/www.we-wealth.com\/wp-content\/uploads\/2025\/12\/foto-grafici-e-milano.webp","datePublished":"2025-12-10T15:11:00+00:00","dateModified":"2025-12-23T15:19:05+00:00","description":"The bank payments market continues to grow, but at a slower pace: in 2024, fees will rise to $9.5 billion, while in 2025 the expected increase is less than 1%. Between FinTech competition, regulatory pressure, and new technological models, the competitive landscape for wealth and asset managers is changing. Here's what this means for the future profitability of banks and for investment strategies.","breadcrumb":{"@id":"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth#primaryimage","url":"https:\/\/www.we-wealth.com\/wp-content\/uploads\/2025\/12\/foto-grafici-e-milano.webp","contentUrl":"https:\/\/www.we-wealth.com\/wp-content\/uploads\/2025\/12\/foto-grafici-e-milano.webp","width":1280,"height":720,"caption":"A modern conference room with empty chairs and laptops overlooks a city skyline at night, with digital graphs and stock market charts superimposed on the windows."},{"@type":"BreadcrumbList","@id":"https:\/\/www.we-wealth.com\/en\/news\/bank-payments-a-slowing-engine-effects-on-wealth#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.we-wealth.com\/en"},{"@type":"ListItem","position":2,"name":"Companies &amp; Key Players","item":"https:\/\/www.we-wealth.com\/en\/category\/companies-key-players"},{"@type":"ListItem","position":3,"name":"Bank payments, a slowing engine: effects on wealth"}]},{"@type":"WebSite","@id":"https:\/\/www.we-wealth.com\/#website","url":"https:\/\/www.we-wealth.com\/","name":"We Wealth","description":"","publisher":{"@id":"https:\/\/www.we-wealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.we-wealth.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"NewsMediaOrganization","@id":"https:\/\/www.we-wealth.com\/#organization","name":"We Wealth","url":"https:\/\/www.we-wealth.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.we-wealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/wewealth.fra1.digitaloceanspaces.com\/2025\/01\/Nuovo-logo.png","contentUrl":"https:\/\/wewealth.fra1.digitaloceanspaces.com\/2025\/01\/Nuovo-logo.png","width":970,"height":970,"caption":"We Wealth"},"image":{"@id":"https:\/\/www.we-wealth.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/wewealthsocial","https:\/\/x.com\/we__wealth","https:\/\/www.linkedin.com\/company\/wewealth\/mycompany\/","https:\/\/www.youtube.com\/@wewealth90\/","https:\/\/www.instagram.com\/wewealth_next\/"],"publishingPrinciples":"https:\/\/www.we-wealth.com\/codice-editoriale","ownershipFundingInfo":"https:\/\/www.we-wealth.com\/chi-siamo"},{"@type":"Person","@id":"https:\/\/www.we-wealth.com\/#\/schema\/person\/fbcc426f0d36aba52237584018a0b5e0","name":"andrea.pratolongo@we-wealth.com"}]}},"_links":{"self":[{"href":"https:\/\/www.we-wealth.com\/en\/wp-json\/wp\/v2\/news\/135918","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.we-wealth.com\/en\/wp-json\/wp\/v2\/news"}],"about":[{"href":"https:\/\/www.we-wealth.com\/en\/wp-json\/wp\/v2\/types\/news"}],"author":[{"embeddable":true,"href":"https:\/\/www.we-wealth.com\/en\/wp-json\/wp\/v2\/users\/85135"}],"version-history":[{"count":1,"href":"https:\/\/www.we-wealth.com\/en\/wp-json\/wp\/v2\/news\/135918\/revisions"}],"predecessor-version":[{"id":135925,"href":"https:\/\/www.we-wealth.com\/en\/wp-json\/wp\/v2\/news\/135918\/revisions\/135925"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.we-wealth.com\/en\/wp-json\/wp\/v2\/media\/135919"}],"wp:attachment":[{"href":"https:\/\/www.we-wealth.com\/en\/wp-json\/wp\/v2\/media?parent=135918"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.we-wealth.com\/en\/wp-json\/wp\/v2\/categories?post=135918"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.we-wealth.com\/en\/wp-json\/wp\/v2\/tags?post=135918"},{"taxonomy":"collana-video","embeddable":true,"href":"https:\/\/www.we-wealth.com\/en\/wp-json\/wp\/v2\/collana-video?post=135918"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}